Many businesses face a cash flow problem but if they use the correct incentive to motivate the debtor, this could be solved. For example how many people would pay in advance for their cable service if they gave one month free for their football package? How many of us would pay our debts to Visa or American Express quicker if they put us in an exclusive lottery (for those that paid early) to win an all expense paid trip to Vegas or Hawaii. Would we pay our Home Depot or J.Alperin bills faster if there was a similar plan for an 18 Volt Makita Drill? With the right motivations corporation could receive their monies in advance and therefore utilize those monies to expand their business at the same time making their customers happier.