It’s an investment that G-D willing will pay returns every year of your life and even after that period. Many people stop investing once it has matured but in many ways that’s the best time to put monies in. Of course this good investment doesn’t always pay out but if you stick with it year after year your sure to feel better then you would with any stock, bond, or other financial interest. Your children may not realize the monies you’ve spent on them especially as they get older but knowing that you have helped your own be successful and/or happier throughout their life is the greatest investment a person can make.