We begin with our birthday suit and just the needs to survive and in the end that is what we are usually left with but what happens if we take a path down this road in between? As the stock market took a huge tumble this week many a retirement plan, exciting vacation, new car, or switch to a new job was put on hold as cash flow appeared to dip. When the going gets tough do we toughen up or bunker in? Do we settle for the basics until that cliff appears further away or do we take that leap of faith? If G-D forbid our assets do become depleted can we be happy with the basics food, shelter and a touch from a loved one as we cling on or is too loose a grip on our “reality”? The truth is in life no step is guaranteed so let’s enjoy the ride wherever it might take us and learn to appreciate the steps we’ve taken along the way.