These are the basic principles (below) of a comprehensive plan to replace Obamacare. DO YOU BELIEVE THIS WOULD WORK? COMMENTS WELCOME
(1) COMPETITION INSURANCE COMPANIES- Individuals can buy insurance across all state lines allowing prices to decrease for the consumer.
(2) INDIVIDUAL PLANS- Consumers will be able to choose the plan that is best for them (birth control, glasses, dental etc) except that each plan must have catastrophic coverage.
(3) MALPRACTICE LAWSUITS ESPECIALLY PUNITIVE DAMAGES WILL BE CAPPED- Insuring that doctors can afford to become and stay doctors.
(4) DRUG PURCHASES FROM AROUND THE WORLD- An individual can buy prescription drugs from any country that produces such drugs as long as they have an FDA type departments and consumers are fully aware of any risks.
(5) MONIES FOR YOUNG & OLD – Young people and older people on medicare have the option to receive monies from the government to purchase their own health care insurance or use a portion of those monies for a health savings account. This program will also be open to those on Medicare who meet some basic mental conditions.
(6) HEALTH PLAN MOBILITY- Your health insurance will follow you wherever you go.
(7) PRIVATE/PUBLIC POOL- Those individuals who fall between the cracks will have access to a pool which will try to help them with their individual cases and insure that they make some attempt to pay this pool back. This will be set up in each of the 50 states, run by the state governments, with basic funds from the federal government but mostly charitable giving.
(8) GUINEA PIG- Any individual who is suffering from a terminal illness can with a doctors approval and full understanding try any drug from around the world to heal or help their suffering which was approved by that government’s FDA. Of course these would be government’s that have a fully functioning and competent FDA as determined by our FDA.
(9) WELLNESS- Insurance companies will be given tax incentives to try and convince their clients to lead a healthy lifestyle ( regular exercise program, healthy eating, mediation, annual check ups, quitting smoking etc).