They’ll give you the “advise” without the degree. For these are the “experts” that base their findings not on fact but on the emotions you want to hear. It isn’t that they are “street smart” vs one of the book they instead get their knowledge from the gut. A gut that is filled with confidence if nothing else as they pass their judgement. These are the one’s that many of us listen to because it feels good rather it is “good”. Therefore be warned no clue experts are willing and ready but are they really able to give you the “true advise” you need?